Florida Investor FAQ

Yogi Ganeshram is a licensed Florida REALTOR with eXp Realty and a Central Florida distressed-asset investor. He has 23+ years in real estate, 500+ homes sold, 200+ flips completed, and 400+ short sales with deficiency waivers secured.

A tax deed sale is a county auction of a property after the owner has not paid property taxes. The winning bidder pays the bid and receives a tax deed. Liens and other issues can still affect the property, so check title and the lien list before you bid.

Sometimes. Which liens survive depends on the type of sale and the type of lien. HOA balances, code enforcement fines, municipal liens and certain government liens are the ones to check. Run title before you bid and ask a Florida real estate attorney about your specific property.

A short sale is when the lender agrees to accept less than the mortgage balance so the home can sell. The lender has to approve it. A deficiency waiver means the lender gives up the right to collect the remaining balance from the seller.

A deficiency waiver is a written release from the lender. It says the seller does not owe the unpaid difference after a short sale. Yogi has secured deficiency waivers on 400+ short sales.

Yes. A self-directed IRA or 401(k) can own real estate if the custodian allows it. The account owns the property, not you. Prohibited transactions and possible taxes apply, so talk to your custodian and CPA first.

Check title, liens, HOA and code issues, occupancy, permits and repair costs. Confirm your funds and the payment deadline. Set a walk-away price before the auction opens. The free Pre-Bid Checklist lists the 12 checks Yogi runs.

Yes. Yogi works with investors in Central Florida and with out-of-area investors who want to buy in the Orlando market.

Request an offer on the Sell Fast page. Yogi bases the offer on real Orlando comps, the property's condition and any title work it needs. You see the number and the logic, and you have no obligation to accept.